How to Make Money as a 10-year-old at Home

At just ten years old, the world is a canvas of possibilities. Kids at this age are bursting with energy and ideas, eager to explore their independence while learning valuable life skills. While traditional jobs like working in a retail shop or heavy landscaping are off-limits due to labor laws, there is a treasure trove of creative ways for young entrepreneurs to earn some pocket money right from their own living rooms or neighborhoods.

Learning how to make money as a 10-year-old at home isn’t just about the cash; it’s about the value of a dollar. As John Rampton from Due.com notes, making money as a child positively influences financial habits for life, teaching lessons in delayed gratification and saving. In fact, 83% of parents wish they had learned more about money as children.

In this guide, we will explore 32+ ideas to help your child kickstart their entrepreneurial journey.

Turning Hobbies into Income Streams

The most delightful approach to earning at ten is turning a passion into a mini-business. Focusing on quality over quantity often yields better results than mass-producing items.

1. Handmade Crafts and Jewelry

If your child loves making friendship bracelets, keychains, or beaded jewelry, these can be sold to friends and family or at local community events.

• The Etsy Loophole: While kids under 13 cannot legally manage an Etsy account due to COPPA regulations, parents can manage the account on their behalf. This allows your child’s handmade crafts to shine on a global stage.

2. Personalized Stationery and Stickers

Simple projects like creating personalized bookmarks from colored paper or designing custom stickers using printable sticker paper can spark creativity while generating income.

3. The “Story Sip Stand”

Take a lesson from Maya, a young entrepreneur who created a twist on the classic lemonade stand. She sold lemonade for $1, but it came with a five-minute read-aloud session from her favorite books. She earned $120 in two months! This proves that adding a unique service to a product can skyrocket earnings.

Service-Based Ideas at Home

Service-based tasks build character and social skills. These are perfect for ten-year-olds who want to help their community.

4. Household Chores (Beyond the Basics)

The easiest way for a 10-year-old to earn is through a “chore menu” at home. While daily tasks like making the bed should be part of their responsibility, “bonus” chores can earn extra cash:

• Cleaning the garage: $10.00
• Washing the family car: $5.00
• Organizing the pantry: $3.00

5. Helping Neighbors with “Light” Yard Work

Yard work never stops. While 10-year-olds shouldn’t operate heavy machinery like commercial lawnmowers, they can certainly:

• Pull weeds from flower beds.
• Rake leaves in the autumn.
• Pick up sticks after a storm.
• Water plants for neighbors who are on vacation.

6. Tech Support for Seniors

Many elderly neighbors struggle with basic tech setups, like connecting a tablet to Wi-Fi or setting up a Zoom call. A patient 10-year-old can be a “Tech Tutor” for a small fee.

Exploring the Digital Frontier

In 2026, even pre-teens are digital natives. While many platforms require users to be older, there are safe ways to navigate the online world with parental supervision.

7. Family-Run YouTube Channel

Launching a family-run channel featuring kid-led content—such as toy reviews, science experiments, or “how-to” craft videos—can generate ad revenue when managed responsibly by an adult.

8. App and Game Testing

Platforms like PlaytestCloud allow users to test new games. While many are for teens, there are opportunities for younger children to provide “authentic reviews” under parent supervision.

If your child is looking ahead, they can prepare by researching ways to make money as a 13-year-old online to see how their digital options will expand in just a few years.

The Importance of Financial Literacy

Why should kids learn about money so early? Dr. Laura Peterson, a Child Development Specialist, emphasizes that early entrepreneurial experiences build a strong work ethic.

When a child earns their own money, they are more likely to:

1. Understand Costs: They realize that a $60 video game represents several hours of car washing.
2. Practice Giving: Many kids choose to donate a portion of their earnings to local animal shelters or school libraries.
3. Learn Goal Setting: Saving for a specific item, like new soccer cleats or a bike, teaches persistence.

For those with older siblings, it might be helpful to compare these “at-home” tasks with how to make money as a 12-year-old at home to see how responsibilities grow.

How to Kickstart a Project Safely

To ensure the experience is positive and safe, follow these steps:

• ✅ Choose an Interest: Pick an idea based on what the child already loves doing.
• ✅ Adult Supervision: Discuss every plan with a trusted adult.
• ✅ Public Safety: Ensure all customer interactions happen in a supervised environment.
• ✅ Keep Costs Low: Use supplies already available at home to keep the business “debt-free.”
• ✅ Track Everything: Use a simple notebook or chart to track how much is earned versus how much was spent on supplies (like lemonade mix or beads).

Growing with the Business

As your child ages, their earning potential increases. A 10-year-old doing chores today might become a 14-year-old freelancer later. You can find inspiration for future steps by looking at how to make money without a job at 14.

For even older teens, there are specialized guides on ways to make money as a 15-year-old online for free and how to make money as a 16-year-old online for free, which focus on more advanced digital marketing and content creation.

Summary of 10-Year-Old Business Ideas

Category	Idea	Potential Pay
Creative	Custom Stickers/Bookmarks	$1 – $2 per item
Outdoor	Weeding/Raking	$5 – $10 per yard
Domestic	Bonus Chores	$2 – $5 per task
Service	Story-Telling Stand	$1 per session
Tech	Mail/Plant Care	$10 – $20 per week

FAQs About Kids Making Money

How can a 10 year old make money?

A 10 year old can earn small money with help from parents. Safe ideas include:

• Selling drawings or crafts online
• Helping family with simple digital tasks
• Starting a small YouTube channel with parent supervision
• Doing online reading or homework help for younger kids

How can I make $500 as a kid?

Making $500 takes time. You can:

• Save money from small online gigs
• Sell digital art or printables
• Grow a YouTube or TikTok page and earn later
• Offer beginner design or writing services with a parent account

How to make $100 as a kid?

You can reach $100 by:

• Selling handmade items online
• Editing simple videos
• Writing short blog posts
• Offering homework help to younger students

How do kids earn money fast?

There is no safe “get rich quick” method. Kids can earn faster by:

• Selling things they already made
• Helping with small online tasks
• Offering simple services like logo design or captions
  Always stay safe and ask a parent first.

How to make $20 a day as a kid?

Some kids earn about $20 daily by:

• Doing small online gigs
• Selling digital stickers or art
• Running a small content page
• Helping people with simple tech tasks

How to make $10,000 fast?

Big money usually takes time and skill. Kids should focus on:

• Learning new skills
• Growing an online brand slowly
• Saving and reinvesting earnings
  Avoid risky or “too good to be true” offers.

What is the 7 3 2 rule?

The 7 3 2 rule is a simple money idea:

• Save 70%
• Spend 30%
• Give or help others with 2% (some people use it this way)
  It teaches kids how to manage money wisely.

How to flip 1k to 10K?

Flipping money is not easy and can be risky. Safer ways include:

• Starting a small online business
• Selling digital products
• Learning investing basics with adult help
  Focus on slow and smart growth.

What is the $27.39 rule?

The $27.39 rule is a saving idea. It suggests saving a small amount each day. Over time, daily savings can grow into bigger money. It teaches consistency and patience.

Final Thoughts

The world is a “canvas of possibilities” for a ten-year-old. By encouraging their natural creativity and desire for independence, you are helping them build a foundation for a successful future. Whether they are selling lemonade, washing cars, or helping a neighbor with their Wi-Fi, the lessons they learn today will stay with them forever.

Ready to start? Pick one idea from this list and help your young entrepreneur launch their first business this weekend!